This nationwide medical health insurance possibility gives complete medical protection to federal workers, retirees, and their eligible relations. It operates underneath a service profit plan mannequin, emphasizing direct fee to suppliers and a broad community of taking part healthcare professionals and services. Protection encompasses a big selection of medical providers, together with preventative care, hospitalization, prescribed drugs, and psychological well being providers.
The importance of this program lies in its substantial attain and dedication to accessible and inexpensive healthcare for a good portion of the federal workforce. Its longevity and widespread acceptance have established it as a cornerstone of federal worker advantages packages. Moreover, it affords varied plan choices designed to cater to numerous particular person wants and monetary conditions, enhancing its worth proposition.